Spade

What is Spade? Financial institutions process billions of transactions every day across cards, ACH, wires, and third party aggregators. But most of that data is difficult to use. Descriptions are inconsistent, merchant names don’t match, and categories vary by payment type. Spade’s API takes these raw, messy transactions, and in <50 ms, returns clean, structured records linked to verified bus...

What is Spade? Financial institutions process billions of transactions every day across cards, ACH, wires, and third party aggregators. But most of that data is difficult to use. Descriptions are inconsistent, merchant names don’t match, and categories vary by payment type. Spade’s API takes these raw, messy transactions, and in <50 ms, returns clean, structured records linked to verified bus...

What is Spade? Spade’s API delivers clean, structured transaction data for modern financial institutions. In real-time, we link transactions to verified businesses in our proprietary merchant database, returning standardized firmographic, categorization, and geolocation data. Customers including Stripe, FIS, Bilt, Corpay, and Mercury use Spade to support real-time authorization, personalize e...