Underwriting Specialist

Added
1 hour ago
Type
Full time
Salary
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Related skills

trusts lp llcs dscr du

📋 Description

  • Review and underwrite loan applications per policies and regulations.
  • Apply underwriting guidelines for diverse loan products (Self-Employed, DSCR).
  • Analyze tax returns, income statements, and business docs to decide loans.
  • Collaborate to develop underwriting guidelines for new products.
  • Monitor KPIs for underwriting accuracy, efficiency, and compliance.
  • Ensure accurate loan documentation: credit, collateral, and income verification.

🎯 Requirements

  • 3+ years underwriting experience (conventional, portfolio, programs).
  • Expertise in Self-Employed, Trusts, LLCs, POA, and DSCR.
  • Familiarity with DU/LP and Google Workspace/MS Office.
  • Knowledge of CFPB, FHA, VA regulations.
  • Analyze financial data and make independent underwriting decisions.
  • Bachelor’s degree in Business/Finance preferred.

🎁 Benefits

  • Medical, dental, and vision coverage with employer-paid premiums.
  • HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.
  • Employer-paid life and disability insurance.
  • 11 holidays and PTO; up to 12 weeks paid family leave.
  • Continuing education reimbursement.
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