Architect and lead scalable, fault-tolerant card payment processing systems.
Design four-party open-loop and three-party closed-loop models.
Own full lifecycle: real-time authorization, batch clearing, settlement.
Build resilient routing, redundancy, and failover mechanisms.
Lead integrations with acquiring banks, card networks, gateways, fraud providers.
Architect automated reconciliation frameworks and reporting pipelines.

🎯 Requirements

8+ years software engineering experience.
3+ years designing or operating card payment processing systems at scale.
Hands-on with authorization, clearing, settlement; four/three-party models; chargebacks.
Experience building automated reconciliation systems and financial reporting pipelines.
Strong understanding of PCI DSS and payment security standards.
Experience designing high-availability distributed systems.

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