Software Engineer II, Verifications Decisioning

📋 Description

• Design and build backend services for verification orchestration, risk evaluation, and automated decisions.
• Develop and evolve rule engines and decisioning systems to increase automation across products.
• Integrate external data providers (e.g., Plaid) into scalable workflows.
• Improve document automation pipelines (classification, extraction, and fraud detection).
• Build and maintain APIs, Kafka events, and service contracts for verification capabilities.
• Partner with ML engineers to productionize risk models and ensure decision correctness at scale.

🎯 Requirements

• 4+ years professional software engineering experience.
• Backend design and building at scale using Java, Kotlin, Go, or Python.
• Experience with distributed systems and service APIs, event-driven architectures.
• Experience contributing to a decision engine that uses ML models to evaluate signals.
• Production-grade code with testing and monitoring.
• Bachelor's degree in Computer Science or equivalent.

🎁 Benefits

• Competitive compensation with base pay, bonus, and equity.
• Generous 401(k) with Upstart matching up to $15,000/year.
• Employee Stock Purchase Plan with discounted stock options.
• Affordable medical, dental, and vision coverage.
• Health Savings Account contributions for eligible plans.
• Paid time off, sick and safe time, and company holidays.