Senior HELOC Underwriter, Specialized Credit Decisioning & Strategy

Added
2 hours ago
Type
Full time
Salary
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Related skills

data analytics looker fintech sql tableau

πŸ“‹ Description

  • Own HELOC exceptions and escalations within delegated authority
  • Lead underwriting-to-close by resolving blockers with Closing/Title
  • Deliver audit-ready documentation with clear rationale and evidence
  • Analyze exceptions/outcomes to identify friction and improvements
  • Develop enablement resources and playbooks to improve consistency
  • Remote-first collaboration across Policy, QA, Legal & Compliance

🎯 Requirements

  • 5+ years residential mortgage underwriting with independent decision ownership
  • Direct exceptions & escalations underwriting experience
  • HELOC underwriting: lien position, CLTV/HCLTV, occupancy, income/assets
  • Partner with Closing/Title to set executable conditions for clear-to-close
  • Strong written documentation for QA/audit
  • Data analytics capability (Excel/Sheets; dashboards)
  • SQL proficiency and BI tools (Looker/Tableau)
  • Digital mortgage workflows and LOS tooling familiarity

🎁 Benefits

  • Competitive base + bonus and equity
  • Comprehensive health/dental/vision with HSA contributions
  • Generous 401(k) with Upstart match up to $15k
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holidays, vacation, sick and leave programs
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