Senior Credit Underwriter

📋 Description

• Underwrite SME, mid-corporate and large corporate lending apps.
• Ensure lending stays within risk appetite and target loss levels.
• Collaborate with Head of Credit Risk Analytics and CRO to set thresholds.
• Assess risk and support growth with data-driven credit management.
• Collaborate with Sales, Product and Data Eng to drive initiatives.
• Contribute to portfolio risk management and continuous improvement.

🎯 Requirements

• Extensive SME and Large Corporate underwriting experience in Nigeria.
• End-to-end underwriting for large-ticket loans up to 5Bn NGN.
• Expert financial assessment using financials, audits and bank statements.
• Knowledge of macroeconomic and regulatory factors affecting the sector.
• Experience assessing collateral and covenants to mitigate risk.
• Strong awareness of Nigeria regulatory environment.

🎁 Benefits

• Culture: People-first culture with open voices.
• Learning: Strong learning and development focus.
• Compensation: Attractive salary and benefits.