Senior Credit Strategy Analyst

📋 Description

• Own end-to-end credit and fraud policy implementation across product lines.
• Develop and optimize underwriting and fraud strategies for personal loans.
• Analyze portfolio performance, approval funnels, and fraud trends.
• Design, test, and implement decision rules with data-driven experiments.
• Collaborate with Product, Data Science, Compliance, and Operations to deploy strategies.
• Build dashboards to track credit and fraud KPIs (approval rates, losses).

🎯 Requirements

• 3+ years of risk management experience in consumer finance, banking, or lending.
• 1+ years implementing credit strategies on a loan decisioning platform (e.g., Alloy).
• Experience with credit bureau data (Experian, TransUnion, Equifax) and alternative data sources.
• Strong knowledge of regulations, standards, and guidelines governing consumer lending.
• Proficiency in SQL and Python for data analysis and strategy development.
• Experience with decisioning platforms to implement/maintain credit and fraud strategies, including production rules.
• Experience with BI/visualization tools such as Looker or Tableau.

🎁 Benefits

• Health, Dental, Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan with company match