Senior Credit Business Analyst

📋 Description

• Set and optimize credit policies for new accounts and limit increases.
• Develop monitoring and analysis suites to identify insights and strategies.
• Build and maintain NPV valuation models for credit programs.
• Influence cross-functional collaborations to drive product features and strategies.
• Design tests to refine product and credit strategy.
• Communicate performance and strategy with senior leadership and external stakeholders.

🎯 Requirements

• Bachelor’s degree or foreign equivalent; 5+ years experience.
• Build NPV models in Python, SQL, Excel for credit profitability.
• Use Python/SQL to build large datasets for credit performance.
• Perform credit underwriting with understanding of trends and economics.
• Build models to send marketing offers for credit cards (Python/SQL/Excel).
• Use statistical tools to run A/B tests and interpret results.

🎁 Benefits

• Challenging, high-impact work to grow your career.
• Performance-based pay with equity, bonuses, and 401(k) matching.
• 100% paid health insurance for employees; 90% for dependents.
• Lifestyle wallet: flexible benefits spending account.
• Employer-paid life and disability insurance, fertility benefits, and mental health support.
• Time off including holidays, PTO, sick time, parental leave.