Risk and Compliance Officer

📋 Description

• Act as primary compliance contact for Sponsor banks and local framework operations.
• Interpret and implement RMCP requirements with regulatory alignment.
• Lead KYC/KYB for cardholders, corporates, and partners; screening.
• Lead onboarding risk assessments and enhanced due diligence.
• Perform periodic reviews to assess compliance and risk program effectiveness.
• Maintain compliance records and prepare reports for senior management and regulators.

🎯 Requirements

• 4–6 years in compliance, financial crime, risk mgmt; degree required.
• Strong knowledge of SA regs (FIC Act, NPS) including AML/CFT and KYC/KYB.
• Experience in risk assessments, monitoring, and remediation.
• Familiarity with FATF, EU AML directives, OFAC preferred.
• Experience with sanctions screening, AML monitoring, GRC tools preferred.
• Proven RMCP implementation and due diligence/policy rollouts.
• Excellent English; MS Office (Excel/PowerPoint); AI tools.
• This is a hybrid role, two days in Johannesburg office per week.

🎁 Benefits

• Diverse, global team with a focus on impact in payments.
• Equal opportunity employer with an inclusive culture.
• Hybrid work arrangement available, with two days in the Johannesburg office per week.