Staff Software Engineer, Financial Crimes Engineering

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

At Ripple, protecting our network against financial crime is mission-critical. The Financial Crimes Engineering team is building the services and integrations that power AML, sanctions screening, and fraud prevention across all Ripple products.

Our next chapter includes:

• Expanding Ripple’s use of leading vendor solutions for AML, sanctions, and fraud.
• Building the orchestration, data flows, and observability layers that make these tools seamless and reliable at scale.
• Designing systems that are auditable, transparent, and trusted by regulators and customers worldwide.

If you’re a Staff-level engineer who thrives on vendor integrations, distributed systems, and high-scale architecture, this is your opportunity.

Why This Role Matters:

Every Ripple transaction must be trusted, safe, and compliant. As a technical anchor for a small, high-impact team, you will:

• Protect Ripple at scale – Integrate and scale industry-leading vendors for AML, sanctions screening, and fraud detection.
• Engineer the glue – Build orchestration, pipelines, and observability layers that ensure compliance systems run with enterprise-grade reliability.
• Shape architecture company-wide – Partner with Compliance, Product, and Engineering to design how Ripple manages financial crime risk.
• Lead with impact – Mentor engineers and help grow a team that balances speed, rigor, and innovation.

This isn’t just about writing code — it’s about ensuring Ripple’s financial crime defenses are world-class and ready for global scale.

WHAT YOU’LL DO:

• Lead the design and development of cloud-native services that orchestrate vendor systems for AML, sanctions, and fraud.
• Partner with Compliance and Product to deliver integrations that meet both regulatory and business needs.
• Build observability, testing, and resilience frameworks around vendor platforms to ensure production-grade reliability.
• Contribute to architectural decisions that strengthen Ripple’s ability to scale securely and compliantly.
• Champion engineering excellence in design, reliability, and operations.
• Mentor engineers and help grow a lean, high-performing team.

WHAT YOU'LL BRING:

• Deep backend engineering experience in modern, cloud-native, distributed systems.
• Proven track record designing and delivering large-scale integrations in complex or regulated environments.
• Strong API design and vendor integration skills (REST and/or gRPC).
• Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
• Ability to navigate technical complexity while delivering business value.
• Leadership skills: can set technical direction, mentor others, and influence cross-team decisions.

Preferred (but not required)

• Experience with our current stack: Java + Spring Boot.
• We welcome candidates from other backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
• Event-driven architecture (Kafka, SNS/SQS, etc.).
• Domain knowledge in fintech, regtech, AML, sanctions, or fraud systems.