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1 hour ago
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Full time
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regulatory compliance secured-lending qc-engine sampling-methodologies investor-defect-analysis

📋 Description

  • Lead QC program across origination, servicing, and collections.
  • Oversee QC sampling methodology aligned with regulatory expectations.
  • Own the QC Engine: rule approval, validation, thresholds, reporting.
  • Drive root cause analysis and remediation for defects and defaults.
  • Develop dashboards and trend analyses for leadership.
  • Prepare the Quality function for audits and regulatory exams with documentation.

🎯 Requirements

  • 7+ years in QC, compliance testing, or risk management in consumer lending (secured lending).
  • 2+ years leading a QC team or managing quality analysts or auditors.
  • Experience with pre-close and post-close file reviews, defect ID, root cause analysis.
  • Experience with regulatory exams and responses (OCC/FDIC/CFPB or state regulators).
  • Experience designing or implementing QC sampling (random and risk-based).
  • Experience with non-performing loan reviews, early defaults, repurchase reviews.
  • Working knowledge of key consumer lending regulations for secured products.
  • Bachelor’s degree or equivalent practical experience.

🎁 Benefits

  • Comprehensive health, dental, and vision coverage.
  • 401(k) plan with company match.
  • Employee Stock Purchase Plan (ESPP) for eligible employees.
  • Paid time off, sick leave, and holidays.
  • Paid family and parental leave.
  • EAP with mental health and life resources.
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