Related skills
regulatory compliance secured-lending qc-engine sampling-methodologies investor-defect-analysis📋 Description
- Lead QC program across origination, servicing, and collections.
- Oversee QC sampling methodology aligned with regulatory expectations.
- Own the QC Engine: rule approval, validation, thresholds, reporting.
- Drive root cause analysis and remediation for defects and defaults.
- Develop dashboards and trend analyses for leadership.
- Prepare the Quality function for audits and regulatory exams with documentation.
🎯 Requirements
- 7+ years in QC, compliance testing, or risk management in consumer lending (secured lending).
- 2+ years leading a QC team or managing quality analysts or auditors.
- Experience with pre-close and post-close file reviews, defect ID, root cause analysis.
- Experience with regulatory exams and responses (OCC/FDIC/CFPB or state regulators).
- Experience designing or implementing QC sampling (random and risk-based).
- Experience with non-performing loan reviews, early defaults, repurchase reviews.
- Working knowledge of key consumer lending regulations for secured products.
- Bachelor’s degree or equivalent practical experience.
🎁 Benefits
- Comprehensive health, dental, and vision coverage.
- 401(k) plan with company match.
- Employee Stock Purchase Plan (ESPP) for eligible employees.
- Paid time off, sick leave, and holidays.
- Paid family and parental leave.
- EAP with mental health and life resources.
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