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payments apis ach real-time payments wire transfers📋 Description
- Own end-to-end product strategy for Bankjoy’s business banking platform.
- Define and prioritize the roadmap with Engineering, Design, Sales, and Client Success.
- Translate complex requirements into clear specs and user stories.
- Conduct market research and competitive analysis on trends, regulations, and client needs.
- Continuously evaluate product performance and adjust priorities.
- Lead product discussions on payment systems: ACH, wires, cards, real-time.
🎯 Requirements
- 8+ years in product management in financial services or B2B fintech.
- Strong technical fluency with APIs, system integrations, and product architecture.
- Deep knowledge of ACH, wire transfers, card networks, and real-time payments.
- Experience with payment compliance, security frameworks, and access control design.
- Able to operate in fast-moving, ambiguous environments.
- Excellent communication and cross-functional collaboration with Engineering, Sales, Implementation, and Client Success.
🎁 Benefits
- Fast-paced, collaborative environment
- Stock options at a well-funded startup
- 100% medical, dental, vision for individuals (USA)
- 4% retirement match
- 8 weeks parental leave for birthing parents
- 3–5 weeks PTO, 5 health days, 15 holidays
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