Principal - Credit Risk Strategy

Added
7 days ago
Type
Full time
Salary
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Related skills

r sql python tableau sas

📋 Description

  • Lead the design and execution of Toast’s credit risk strategy across lending products and lifecycles.
  • Develop risk frameworks, policies, and metrics balancing growth and credit quality.
  • Monitor portfolio performance, identifying risks, opportunities, and levers.
  • Partner with Product, Finance, Data Science, and Ops to launch new lending products.
  • Define credit strategies aligned with growth targets while maintaining risk appetite.
  • Build and enhance risk models and support data-driven decisioning.

🎯 Requirements

  • 8+ years in credit risk strategy, analytics, or portfolio management.
  • Master’s or higher in a quantitative field (Math/Stats/Economics/Finance/OR).
  • Proven track record scaling lending products across lifecycles.
  • Proficiency in SQL, Python, R, SAS and Tableau/Hex.
  • Experience in credit risk analytics/modeling, stress testing, and portfolio management.
  • Leadership presence with mentoring analysts or leading cross-functional initiatives.

🎁 Benefits

  • Total rewards include base pay, bonus, equity (if eligible).
  • Base pay range listed: $105,000 – $168,000 USD.
  • Hybrid work model with in-person collaboration.
  • Diversity, equity, and inclusion baked into our culture.
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