About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

Checking and high-yield savings accounts
Domestic and international peer-to-peer payments
Credit Builder and credit score monitoring
Digital wallet / contactless payment solutions
Credit card program
Buy-now-pay-later installment loans at Walmart
Prepaid mobile service

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

We’re looking for a Product Designer who cares about clarity, craft, and impact. You’ll design the customer journeys that shape how people manage their money, turning complex financial tasks into simple, human experiences. You’ll work across product areas, partner closely with PMs and engineers, and bring ideas from early exploration through delivery. You’ll be part of a small, experienced team where ownership is shared and feedback is part of the rhythm. You will:

Design and ship end-to-end experiences across OnePay’s product surfaces.
Translate goals and requirements into clear, intuitive interfaces.
Work closely with product, engineering, and brand partners to bring ideas to life.
Use and evolve our design system in collaboration with the Core Design team.
Contribute to critiques and reviews that raise the bar for quality and clarity.
Move with intent, learn fast, refine often, ship regularly.

You Bring

3–7 years designing for digital products, ideally mobile-first.
A portfolio that shows clarity of thought, solid interaction design, and attention to detail.
Fluency in Figma and comfort working within established design systems.
Strong communication skills; you can explain reasoning and trade-offs clearly.
Curiosity about how products work and how design drives business outcomes.
Ability to manage ambiguity, prioritize effectively, and see work through.

What We Offer

Competitive base salary, stock options, and health benefits from Day 1
401(k) plan with company match
Remote-friendly (US), flexible time off (FTO), and opportunities for growth
A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.