About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

Checking and high-yield savings accounts
Domestic and international peer-to-peer payments
Credit Builder and credit score monitoring
Digital wallet / contactless payment solutions
Credit card program
Buy-now-pay-later installment loans at Walmart
Prepaid mobile service

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

OnePay is seeking a highly experienced accounting professional to join its world class Accounting team and help us scale for the future. In this role, you will support the corporate accounting functions, leveraging expertise with US GAAP and focus on maintaining the accuracy and integrity of our financial records. You will require a strong understanding of financial reporting and partner cross-functionally to collaborate across departments to support operational processes to help us scale. The ideal candidate will have a strong understanding of financial operations in fast-paced environments like fintech. Experience with supporting automation initiatives is critical as we continue to support growth.

This role is responsible for

Financial Reporting: Prepare and review accurate GAAP-compliant financial statements and management reports. Deliver clear financial insights to internal stakeholders and support leadership reporting.
Close Management: Lead components of the monthly, quarterly and annual close processes, including reconciliations, journal entries, and variance analysis, ensuring precision and timely completion.
Automation & Process Improvement: Partner with Finance Systems to streamline processes and implement automation solutions that improve efficiency and accuracy.
Compliance & Controls: Maintain a strong internal control environment aligned with SOX standards. Identify risks and enhance automated controls where appropriate.
Cross-functional Collaboration: Collaborate closely with finance, operations, treasury and other business partners to ensure alignment on accounting policies and business initiatives.
Audit Support: Serve as the key point of contact for external auditors, preparing schedules, reconciliations, and documentation to ensure smooth audit execution.

You Bring

Bachelor’s degree in Accounting, Finance, or related field, CPA preferred.
6+ years of relevant experience.
Strong understanding of US GAAP, SOX compliance, and technical accounting standards.
Experience in the fintech or technology sector is highly preferred.
Proven experience with ERP Software (ex. NetSuite) and exposure to automation tools (e.g., Alteryx, BlackLine, FloQast, or similar).
Exceptional analytical, problem-solving, and communication skills with attention to detail.
Drive and proactivity - everyone here is a builder and executor

Standard Interview Process

Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Accountant