Loan Officer

Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.

No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, and support to help you succeed in this fully remote sales role.

Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.

You’ll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.

• Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success.
• Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel.
• Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that’s been recognized as a Top Workplace in the Financial Services industry.
• Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.
• Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions.

Want a career that pays you for what you're worth? In this base + commission role, top producers are bringing in $70K+ in their first year, $125K+ by year three, and up to $150K+ by year five. We don’t cap your ambition – we reward it.We offer a comprehensive training program designed to help you build expertise in the mortgage industry and start strong in reaching your income goals. In your first few months, you’ll focus on learning the loan origination process, gaining hands-on experience, and sharpening your sales skills. Compensation during the origination training phase includes $20 per hour, plus performance-based bonuses.

Upon meeting clearly defined performance goals, your compensation will be adjusted to the following as you progress through training and learn additional stages of the loan process:

• $60,000 annual base
• Uncapped bonuses
• $5,000 one-time promotion bonus

Our People and Culture are our greatest strengths. That’s why finding incredible people who are a great culture fit is so important. We’re seeking individuals who:

1. Are passionate about their job and have fun doing it.
2. Will deliver results with integrity.
3. Enjoy finding ways to enhance the lives of others every day.

Loan Officers play a key role in guiding clients through the home loan process. These are clients that initially reach out to Neighbors Bank for support, so we work with hot/warm leads – there is no cold calling required.

Key Responsibilities:

• Educate borrowers on the loan process and identify financing options.
• Analyze credit, income, and assets to prequalify or deny applications.
• Structure loans, issue pre-approvals, and manage the process through closing.
• Provide clear, ongoing communication with borrowers and their real estate agent.
• Secure documentation and ensure all stages of the loan process are completed efficiently.
• Perform other duties as assigned.

No Mortgage Experience? No Problem – But Grit and Talent are EssentialWe don’t hire experienced Loan Officers. We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a learning curve, and we’re looking for fast climbers.

Real Sales Experience Required – Where Influence and Ownership MatteredWe’re looking for candidates with recent (within the last 3 years), meaningful sales experience – what we refer to as “hard sales.” That means you’ve worked in a role where:

• You were responsible for building trust, tailoring a solution, and closing the deal.
• You influenced buying decisions from start to finish – not roles centered on order-taking or passive upselling.
• You had ownership of your outcomes, often tied to goals, metrics, or earnings/commissions.
• You handled objections, followed up with leads, and earned the sale.

Whether your experience was in-person or over the phone, B2B or B2C, what matters most is that you’ve done the kind of selling that builds real skill and translates well to our environment.

Here’s what makes a great fit:

• Thrive working remotely and staying self-motivated
• Have succeeded in fast-paced or performance-based roles
• Bring a strong competitive drive and hunger to earn
• Communicate clearly and professionally with customers
• Stay focused under pressure and in high-volume settings
• College degrees are not required, but the ability to learn quickly is essential

This isn’t the role for you if:

• You need frequent oversight to stay on track.
• You prefer routine tasks over rapid change.
• You’re not comfortable talking to customers by phone or email.

We’re actively hiring in the following states: AL, AZ, AR, FL, ID, IA, KS, MS, MO, MT, OK, TX, UT, and VA.

When Can You Start?

Our newest Loan Officers begin in training classes alongside their peers to learn our process together. The next three training classes will start on:

• October 6
• December 1
• January 26

If you’re not available to start on the earliest date, that’s okay – just let us know. We’re flexible and happy to work with your schedule.

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Why Neighbors Bank?

Neighbors Bank is more than just a workplace – it’s a community. Our mission is to Enhance Lives, and we’re passionate about doing that through innovative solutions and a culture of collaboration and excellence. If you’re ready to join a team where your contributions truly matter, we’d love to hear from you!

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The People and the Culture are Neighbors Bank’s greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.

Neighbors Bank’s recognition as being a Top Workplace in Financial Services:Top Workplaces.

Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.