Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital ($5K - $2M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners.
The Corporate Counsel, Collections and Recovery will serve as the in-house legal expert overseeing Mulligan Funding’s collection and recovery activities. Reporting to the Chief Credit Officer, this role provides legal direction, manages litigation efforts, and negotiates directly with delinquent corporate clients to resolve outstanding obligations.
This position plays a key role in driving recovery outcomes while ensuring strict compliance with all applicable laws and maintaining professional relationships with clients. The ideal candidate combines deep legal knowledge with business acumen, strong negotiation skills, and a practical understanding of corporate debt recovery.
You will: Provide legal oversight of all collection and recovery activities across the organizationEnsure compliance with federal, state, and local regulations, including the FDCPA, UCC, and relevant statutesAdvise on risk mitigation strategies and legal considerations tied to collections practicesEngage directly with delinquent corporate clients to understand financial situations and negotiate enforceable repayment plansLeverage legal tools such as demand letters and settlement agreements to facilitate recoveriesMaintain professional client relationships while advocating for company interests in repayment termsInitiate and manage legal proceedings as needed, including preparing and filing lawsuits, pursuing judgments, and overseeing legal recovery processesCoordinate with outside counsel and collection agencies to align on litigation strategy and executionAdvise leadership on potential legal outcomes, risks, and appropriate courses of actionDraft and review legal documents, including contracts, settlements, and legal notices related to collections and recoveryMaintain accurate and compliant records of legal activities and documentationCollaborate with internal teams including Finance and Accounting to align on outstanding debt prioritiesProvide regular updates to senior management on legal actions, litigation status, and recovery performanceStay current on changes to debt collection laws, industry trends, and legal precedents that may impact recovery operationsRecommend legal process improvements and contribute to overall collections strategy development You have: Juris Doctor (JD) from an accredited law schoolActive license to practice law in Utah or be able to in a reasonable time10+ years of experience in corporate collections, debt recovery, or commercial litigation, with a focus on negotiation and enforcementStrong understanding of corporate finance, business law, and debt recovery lawsProven ability to manage complex collections and legal negotiations in a business environmentExcellent written and verbal communication skills, with the ability to negotiate firmly while maintaining professionalismStrong organizational and case management skills, with the ability to handle multiple legal matters simultaneouslyAbility to work independently and collaboratively in a fast-paced, results-oriented environment You may also have: Experience working in a corporate in-house legal department or advising large corporate clientsFamiliarity with international debt recovery processesExpertise in drafting and managing complex legal documents including settlements, judgments, and notices We offer: Medical, vision, and dental benefits to support you and your familyFlexible Spending Accounts (FSA) for healthcare and dependent care expensesA 401(k) with matching contributionsPaid time off, including vacation, holidays, and sick leavePaid parental leave for growing familiesA Lifestyle Spending Account (LSA) for wellness and athletic expensesEmployer-sponsored Life and AD&D policy, with optional additional coverageA Learning Stipend for professional developmentEmployee Assistance Program (EAP) and travel assistance servicesComplimentary snacks and refreshments in the breakroomA referral program that rewards you for bringing in top talentCompany events to connect, celebrate, and grow together Additional Information Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse and inclusive workplace. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability, or veteran status.
Compensation A reasonable estimate of the salary range for this role is $230,000 to $264,150 per year plus any annual incentives. In order to provide a competitive compensation package, Mulligan Funding takes into account a variety of factors including but not limited to market compensation data, relevant experience, skills, education, and certifications.
