Mortgage Junior Loan Officer

📋 Description

• Originate real estate loans from Realtors, contractors, referrals, and walk-ins.
• Set up originated loans in the Bank system and submit for underwriting.
• Identify opportunities; create financing sheets for listings and open houses.
• Attend regular Realtor and Builder Association meetings.
• Attend closing signing appointments as needed.
• Participate in internal/external training and sales meetings.
• Meet with clients at Banner Bank branches.
• Ensure compliance with policies, security requirements, and regulations.

🎯 Requirements

• H.S. Diploma required (equivalents considered).
• 2+ years of residential mortgage origination experience.
• Proven history of closing and funding loans to meet sales goals.
• Knowledge of mortgage origination processes, regulations, and underwriting.
• Strong presentation, verbal and written communication, and negotiation skills.
• Knowledge of federal and state real estate lending laws.

🎁 Benefits

• Base salary of $3,800 monthly.
• Excellent commission structure.
• Comprehensive benefits: medical, dental, vision, LTD, STD, life.
• Paid vacation, sick time and 11 holidays.
• 401k with up to 4% match.
• Tuition reimbursement.