Lead Risk Analyst - Commercial Risk Analyst Underwriting

Added
9 days ago
Type
Full time
Salary
Salary not provided

Related skills

looker financial modeling snowflake sql python

📋 Description

  • Review financial statements (P&L, balance sheet, cash flow) to evaluate counterparty credit.
  • Calculate leverage, liquidity, and coverage ratios to assess financial risk.
  • Write credit memos with risk assessments and approval recommendations.
  • Determine reserve levels and set exposure limits based on risk profile.
  • Monitor counterparties for changes in financial health, metrics, or signals.
  • Use SQL, Python, and BI tools to query and analyze risk data.

🎯 Requirements

  • Bachelor's in Finance, Accounting, Economics, or Data Science. CFA/CPA a plus.
  • 5+ years in credit underwriting for counterparty risk, financial analysis, or risk management.
  • Strong foundation in financial modeling and credit ratio analysis.
  • Proficiency in SQL, Python, Hex, and Snowflake.
  • Experience with BI tools such as Looker, Tableau, or similar.
  • Data-backed underwriting decisions; independent judgment.
  • Excellent written and verbal communication; stakeholder presentations.
  • Experience in fintech, commercial lending, payments, or B2B trade finance.

🎁 Benefits

  • Hybrid work model enabling collaboration.
  • Competitive compensation and benefits package.
  • Exposure to fintech risk, data analytics, and underwriting.
  • Career growth in a fast-growing fintech.
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