Software Engineer, Compliance & Money Ops

At January, we're transforming the lives of consumers by bringing humanity to consumer finance. Our data-driven products help financial institutions streamline their collections, offering borrowers straightforward and compassionate solutions to regain financial stability and control over their lives. We're not just expanding access to credit – we're restoring dignity and giving millions of people the chance to achieve financial freedom.

About the Role

As a Software Engineer on our Compliance & Money Operations team, you will play a key role in building and improving new and existing systems that help us navigate complex regulations and meet compliance standards. Our team envisions a future where every dollar moves with precision, every report shines with accuracy, and every audit impresses with ease. You’ll work closely with cross-functional teams, including Legal, Finance, and Customer Success, to ensure we deliver reliable, scalable systems that can handle the growing needs of our business. Your contributions will directly impact how we streamline our operations and improve outcomes for both our clients and borrowers.

What You’ll Work On

• Build and Enhance Compliance Systems: Develop systems that deliver consistent timelines and outcomes while seamlessly meeting compliance and audit requirements.

• Partner with Product Teams: Work closely alongside Product to identify opportunities for improving key processes, such as compliance testing and reconciliation, ensuring reliable and accurate operations.

• Collaborate with Cross-Functional Teams: Work closely with teams like Legal, Finance, and Customer Success to understand business requirements and translate them into technical solutions that meet compliance standards.

• Contribute to System Improvements: Take ownership of key components of the system, from design to implementation, while ensuring the software is robust and meets business and regulatory needs.

What You Bring to the Table

• 2+ years of experience as a software engineer, working on scalable systems.

• Experience in cloud platforms and building reliable, production-grade systems.

• Familiarity with compliance tools or financial software (bonus points if you have a background in finance or accounting).

• A passion for building systems that solve real-world problems and make an impact.

• Experience in Agile development methodologies, delivering projects in a collaborative, iterative manner.

• A drive to continuously learn, grow, and contribute to the success of your team and the company.

We are currently hiring for this position in our New York office.

As a New York City-based company, we are dedicated to transparent, fair, and equitable compensation practices that reflect our commitment to fostering an environment where all team members are valued and supported. We encourage individuals from all backgrounds to apply.

We are an equal opportunity employer committed to diversity and inclusion in the workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, age, veteran status, or any other legally protected characteristic.