Head of Credit Strategy Oversight

📋 Description

• Lead the credit risk strategy oversight team and deliver independent oversight across lending portfolios.
• Review credit strategy and product changes; highlight risks and influence senior decisions.
• Oversee credit risk oversight, including risk appetite, reporting, monitoring, and governance.
• Partner with the first line to support strategy changes, including new product launches within risk appetite.
• Embrace new technology, leading the adoption of AI tools to enhance credit risk oversight.
• Provide credit expertise to strategic projects, product launches, and stress-testing.

🎯 Requirements

• Significant experience in credit risk management in consumer or small business lending.
• Data-driven with ability to analyze credit performance; SQL and Python a bonus.
• Experience using scorecards and NPV models to develop strategies for credit decisions.
• Exceptional written and verbal communication; adaptable to different audiences.
• Proven leadership and people management; building high-performing teams.
• Strategic thinker who can work in detail with the team.
• Strong stakeholder relationships with constructive challenge.
• Passionate about technology; Monzo's work excites you.

🎁 Benefits

• Flexible working hours and distributed UK setup.
• Learning budget of £1,000 per year.
• MacBooks provided and extra home-office setup support.
• Distributed UK role with occasional London meetings.
• Benefits listed on the Careers page.