Director, Credit Risk

📋 Description

• Lead development, deployment, testing, monitoring, and optimization of credit strategies.
• Analyze lending products, applications, and portfolio to maximize returns within risk appetite.
• Design data-based credit strategies for pre-screening, underwriting, risk tiering, and verifications.
• Partner with Data Science to design new machine learning risk models.
• Collaborate cross-functionally to deploy strategies and evaluate data sources/models.
• Lead target metrics and monitor portfolio performance.

🎯 Requirements

• Master’s degree in Finance, Mathematics, or related field.
• 7 years of experience as a risk manager in consumer lending.
• Experience developing data-driven credit strategies for lending products.
• Modeling techniques: decision trees, logistic regression, gradient boosting, and other ML models.
• Analyzing customer performance data, bureau attributes, and third-party variables.
• Excel, SQL, and Python; A/B testing; Looker or Tableau.

🎁 Benefits

• Health, Dental, Vision benefits plus savings plans.
• Mac computers and work-from-home stipend to set up your home office.
• Monthly internet and phone reimbursement.
• Employee Stock Purchase Plan.
• Restricted Stock Units (RSUs).
• 401(k) plan with company match.