Credit Risk Strategy Manager / Senior Manager

📋 Description

• Define logic for credit line increases, decreases, and exposure management
• Develop strategy and implementation for balance transfers and spend campaigns
• Build feedback loops between portfolio performance and policy triggers
• Develop processes for loss forecasting and delinquencies
• Build and maintain automated dashboards to track KPIs
• Design and run A/B tests to evaluate new strategies

🎯 Requirements

• 5–10 years in credit risk strategy, portfolio management, or underwriting
• Deep expertise in consumer credit portfolio management and loss forecasting
• Experience leveraging behavioral and bureau data to optimize strategies
• Strong SQL skills to build/evaluate credit strategies and track performance
• Familiarity with credit risk models (regression and tree-based machine learning) and decision engines
• Excellent communication translating tradeoffs to execs and compliance
• Proactive, bias-to-action mindset driving decisions forward

🎁 Benefits

• Meaningful startup equity
• 100% health, vision & dental primary coverage
• 75% dependent coverage for health, vision & dental
• Catered lunches
• $250/month commuter benefit
• Parental leave