Credit Risk Manager, EU

📋 Description

• Lead analysts to develop credit and pricing strategies for Borrowing.
• Collaborate with engineering, marketing, product, and risk to design new products.
• Develop and maintain NPV models and affordability strategies for underwriting.
• Monitor Borrowing performance and report to stakeholders up to exec level.
• Build and own database tables and dashboards for rapid, data-driven decisions.
• Work in a product squad with PMs, Engineers, Designers, and Data Scientists.

🎯 Requirements

• Extensive experience in unsecured lending in Spain.
• Deep understanding of lending economics; experience with underwriting strategies and credit models.
• Strong analytical/data capabilities; SQL mandatory; Python & Looker a plus.
• Experience developing and maintaining NPV models.
• Strong understanding of lending regulations in Spain.
• Track record leading and developing analytical teams.

🎁 Benefits

• Hybrid working model based in Barcelona or Madrid office (2-3 days).
• Annual Leave: 38 days including holidays.
• €1,200 learning budget per year.
• Private healthcare scheme.
• Wellbeing benefits: financial education and health support.
• Flexible working hours.