Perform credit underwriting and portfolio monitoring for SMBs and enterprise lending.
Analyze impact of business model, industry and macro trends on credit portfolios.
Develop and implement credit risk strategies to improve portfolio performance.
Improve global and EU credit risk underwriting and monitoring frameworks.
Provide credit risk expertise to stakeholders for new product developments.
Lead projects from start to finish to benefit customers and risk practices.

🎯 Requirements

3+ years in commercial credit underwriting (banking/fintech/SMEs).
Strong analytical skills with financial statement interpretation.
Experience managing portfolios across SMB, working capital, overdrafts, etc.
High-volume, scalable credit environments; data-driven decisions.
Familiarity with EU credit risk regulations; regulatory experience a plus.

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