Credit Risk Analyst

📋 Description

• Review and validate credit applications; ensure documents complete.
• Analyze applicants' financials: income, debt, repayment capacity, history.
• Apply internal credit policies, risk frameworks, and regulatory guidelines.
• Identify risks and red flags; escalate cases as needed.
• Communicate with sales, operations, and risk teams to resolve gaps.
• Maintain records of processed applications, approvals, declines, with justifications.

🎯 Requirements

• BA/BS in Finance, Economics, Statistics, Mathematics, or related field.
• 3-5 years in SME credit risk underwriting and financial statement analysis.
• Experience with Collections, Credit Operations and Product teams.
• Excel and Metabase proficiency.
• Knowledge of SME risk methods and Saudi regulatory frameworks.
• Excellent verbal and written communication.

🎁 Benefits

• Inclusive culture with remote, in-office, and hybrid work setups.
• Competitive compensation including potential for shares.
• Regular training and annual learning stipend for career growth.
• Join a team with 30 nationalities across 7 countries.
• Autonomy, mentoring, and challenging goals with real responsibility.