Senior Escrow Monitoring Analyst

Overview

we are seeking an experienced and detail-driven senior escrow monitoring analyst to lead the end-to-end monitoring of escrow accounts, ensure regulatory compliance, and drive operational excellence across fund flow processes. this role involves ownership of daily reconciliation, and cross-functional coordination with internal teams and banking partners. the ideal candidate will bring deep expertise in financial operations, a strong understanding of escrow frameworks, and the ability to build and scale robust monitoring controls.

Key Responsibilities

• own and oversee daily escrow account monitoring — track float balances, inflows/outflows, and maintain compliance thresholds.
• lead the end-to-end reconciliation process between system records, MIS, and bank statements.
• identify, investigate, and resolve exceptions, failures, or fund mismatches in a timely manner.
• ensure regulatory and internal compliance, especially around escrow usage, fund segregation, and documentation.
• build and maintain audit-ready reports, dashboards, and transaction logs.
• collaborate with tech, product, finance, and external banking partners for issue resolution and process optimization.
• act as a point of contact for regulatory audits, internal reviews, and risk assessments
• proactively identify process gaps and implement controls or automation to strengthen escrow monitoring
• guide and mentor junior analysts in reconciliation and fund management best practices

Required Skills & Experience

• 3–4 years of experience in fund flow monitoring, banking operations and escrow monitoring.
• strong working knowledge of escrow account operations and regulatory frameworks (e.g., RBI escrow norms)
• proficiency in excel, and basic sql, and exposure to reconciliation or reporting tools
• excellent analytical, problem-solving, and stakeholder management skills
• experience working in fintech, nbfc, payment gateways, or regulated financial entities preferred
• ability to work independently, handle escalations, and drive high-accuracy deliverables