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underwriting financial_statement_analysis📋 Description
- Analyze financial documents and bank statements to assess creditworthiness.
- Evaluate business health via cash flow, liquidity, profitability, and leverage.
- Review personal and business credit reports to identify risks.
- Assess guarantor impact on debt service ability.
- Prepare underwriting recommendations per established criteria.
- Make credit decisions toward approval authority.
🎯 Requirements
- Bachelor's degree in Finance, Business, Economics, or related field.
- 4-6 years in finance, banking, accounting, underwriting, or analytics.
- Experience in small business/commercial lending desirable.
- Strong financial statement analysis and data interpretation.
- Understanding of small business lending dynamics and risks.
- Ability to make complex credit decisions under deadlines.
🎁 Benefits
- Comprehensive medical, vision, and dental benefits.
- Hybrid schedule: office + remote work.
- Flexible Spending Accounts (FSA) for healthcare.
- 401K with employer matching.
- Generous sick, vacation, and holiday benefits.
- Paid parental leave for new and expecting parents.
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