Software Engineer (New Grad)

About the role:

We’re looking for highly motivated newly graduated students or early in career Software Engineers looking to start their careers on Collective's Product Engineering team. This is an ideal opportunity for someone 0-2 years out of school who wants to work in a fast-paced, high-growth environment. You’ll work on financial products that directly impact self-employed individuals and small businesses across the U.S.

As a key contributor on our product engineering team, you’ll work closely with experienced engineers, product managers, and designers to build and scale core features of our platform. If you're excited to ship fast, learn constantly, and have real product impact from day one, we would be excited to meet you.

What you'll do:

• Build and maintain core product features that are used by real customers every day

• Collaborate with product managers and designers to build a best-in-class product experience

• Contribute across the stack (Python/Django, React/TypeScript)

• Participate in technical discussions, code reviews, and planning sessions

• Learn from senior engineers and level up quickly

• Help shape our team culture, engineering practices, and technical foundation as we scale

What you'll bring:

• Recent graduate (0–2 years of experience) with a degree in Computer Engineering or a related field 

• Excited about startups, ownership, and building quickly with a small team

• Experience using a programming language deeply enough to build real projects, complete coursework, or contribute to a team, and you’re eager to learn more.

• Familiarity with modern web technologies, either through internships or academic projects

• Curious, collaborative, and eager to grow

• Based in the San Francisco Bay Area and are committed to a hybrid schedule (3 days/week onsite in SF). We are not open to relocation at this time.

What we offer:

• Hybrid Work Model: Based in San Francisco with a balance of in-office and remote flexibility

• Fresh Lunch: Provided on in-office days

• Commuter Support: $150 monthly reimbursement for transit expenses

• Health & Wellness: $200 quarterly reimbursement to support your well-being

• Time Off: Flexible PTO plus 14 company holidays

• Comprehensive Coverage: 100% medical, dental, and vision for employees; 75% coverage for dependents

• Parental Leave: 16 weeks fully paid

• Retirement & Ownership: 401k plan plus an equity package

• Team Connection: Quarterly virtual events and an annual in-person summit

• Compensation Range: $100,000 to $120,000

We provide salary ranges for each role to give you a transparent view of potential compensation. Final offers are determined based on the skills, experience, and qualifications, as demonstrated throughout the interview process.