Intelligence Screening  Monitoring Payment Analyst - 6-month contract

Trust unlocks our greatest potential.

For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution.

What happens when you know you’re inherently trusted? Trust creates safety. Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At ClearBank everything revolves around trust. We’re not expected to earn it, but we are expected not to break it. We’re trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that ‘can’ doesn’t always mean you ‘should’.

What you can expect:

ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank.

If that excites you, how about joining our 1st line Financial Crime Intelligence Team. We are seeking a detail-oriented and analytical Financial Crime Intelligence Screening and Monitoring Payment Analyst to join our team on a 6-month immediate contract basis. The successful candidate will be responsible for investigation of system-generated payment screening alerts. You’ll act as a subject matter expert for payment screening across our client base. You’ll also have an excellent understanding of financial crime typologies and detection methods. This role is critical in ensuring our compliance with anti-money laundering (AML) regulations and protecting the integrity of our financial systems.

You’ll also be experienced in raising concerns and providing ideas, engaging with clients, and making informed decisions with your sound knowledge of payment services; excellent technical and regulatory knowledge across financial crime and sanctions within the UK and EEA, including reporting requirements, and you’ll have a firm understanding of how to identify and mitigate risks within a business.

Your role includes:

• Analysing and investigating system-generated alerts related to payment screening. You will use existing information or request information from clients and 3rd parties to support discounting of the alert

• Analysing transactions to identify suspicious activities and potential money laundering risks

• Assessing internal and external intelligence to identify financial crime risk and escalate as appropriate. Where relevant you will raise internal Suspicious Activity Reports (iSARs)

• Ensuring all investigations and processes comply with relevant AML laws and regulations

• Managing escalations and conversations with both first and second lines of defence

• Staying up to date on the latest AML trends, emerging typologies and best practices to enhance the effectiveness of our screening systems

• Maintaining detailed records of investigations and ensuring timely resolution of cases

• Following ClearBank procedures & standards, raising and escalating relevant reports where required to ensure compliance with relevant AML laws and regulation

What you’ll bring:

To excel in this role, you’ll also need:

• Previous experience in AML, financial crime investigations, or a related field

• A recognised AML/Sanctions/Fraud qualification is desirable but not essential

• Good knowledge of sectors such as money remittance, electronic money, and cryptocurrency firms would be beneficial

• Strong analytical and problem-solving skills with the ability to interpret complex data

• High level of accuracy and attention to detail in all tasks

• Excellent written and verbal communication skills

• Familiarity with screening and monitoring software/tools, and proficiency in Microsoft Office Suite

• Strong knowledge of money laundering typologies and experience in dealing with sanctions, complex business models, PEPs, red flags and suspicious activity investigation

• In-depth knowledge of AML regulations and guidelines

• Strong ethical standards and integrity in handling sensitive information

• Ability to work effectively both independently and as part of a team

Regretfully we are not able to sponsor applicants for immigration purposes at the current time.

What makes a great ClearBank team member? Does this sound like you?

• You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues and the bank;

• You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and develop strong, trusting relationships you’re your colleagues and customers: you really, genuinely care;

• You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that they learn as you go and iterate;

• ‘I’ before ’we’, isn’t in your vocabulary

If this sounds like you then we encourage you to dust off that CV and apply!

A little bit more about us! 

ClearBank is Where You Can belong: 

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of: 

• 42% of our senior management roles are held by women 

• Our enhanced family leave policies

• Launching our partnership with Code First Girls 

• Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group 

Our hiring process and what you can expect:

Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage; 

Screening: You’ll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we’ll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we’ll let you know that too); 

First Interview: You’ll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we’ll give you time to ask more questions about the role, the team and learn more about the ClearBank culture. This will be via Teams.  

Second Interview: This will be a competency-based interview with one or more members of our team.

Final Stage: You will have a final meeting with the Head of Department. This will be around 45-60 minutes.  

Offer: Congratulations! Get ready to transform banking forever! 

Our commitment to you as a candidate: 

We will always try our best to get back to you within seven days of your interview whether you’ve been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time.  

We’re unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.  

We wish you the best of luck with your application and maybe we’ll be celebrating your new role at ClearBank soon!  

Equal Opportunities

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration. 

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation. 

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable. 

The legal bit

By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.