Software Engineer - Backend

Cardless is looking for an experienced backend engineer to join our exceptional team! This person will also be expected to set the technical direction and execution for our team on Fintech platform and can impact multiple domains spanning applications, accounts transactions, fraud, risk and rewards

As a software engineer, your responsibilities will include but not be limited to the following:

Technical Leadership and Oversight

• Lead the design and development of scalable, secure, reliable, and high-performance systems for co-branded credit card products

• Work on both the 0 to 1 stage and the subsequent scaling of successful products

• Lead by example with hands on execution in the more complex domains of our architecture

System Architecture and Design

• Architect end-to-end solutions for our products, incorporating security, compliance and performance optimization

• Evaluate and select appropriate technologies, frameworks, and tools to meet the platform’s requirements and future scalability

• Ensure the system design supports high availability, disaster recovery, and easy maintenance

Communication and Collaboration

• Work closely with stakeholders to understand business requirements, translate them into technical specifications, and ensure their successful implementation.

• Mentor and guide engineering teams, fostering a culture of innovation, collaboration, and continuous learning

• Communicate effectively with executive leadership, and provide updates on project status, technical challenges, and strategic direction.

What we look for:

• Experience designing backend services & systems and scaling them in production. This is more important to us than a specific # of years of experience, but we expect most engineers to need at least 3-5 years in the industry to gain this experience.

• Experience leading projects, planning work, collaborating cross-functionally, and mentoring other engineers. A high-functioning, collaborative, and supportive environment is important to us, and you'll play an important role in fostering that.

• Broad, high-level expertise across a modern application stack (covering e.g. databases, infrastructure, CI/CD, APIs, client apps, queueing, etc.).

• Deep, low-level expertise in one or more backend domains (e.g. databases, scaling, or distributed systems), in the technology/platform of your choice.

• Passion for both your craft (building things right) and achieving real-world impact (building the right things for our business & customers).

Nice to have:

• Experience building and maintaining external, public-facing APIs is a plus

• Experience in implementing or integrating ML Feature stores

• Experience in building online and offline systems that encompass the reconciliation of financial data

Note: This role is open to experienced (senior/staff+) engineers only

This role has an annual starting salary range of $165,000-$260,000 + equity + benefits (see above). Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.

Benefits

We're headquartered in San Francisco, CA, with a beautiful office in the Mission District. We're proud to offer our team excellent benefits:

💸 Meaningful Start-up equity

🏥 100% health, vision & dental primary coverage

➕ 75% health, vision & dental dependent coverage

🍱 Catered lunches

🚎 $250/month Commuter benefit

👶 Parental leave

✈️ Team building events & happy hours

🌴 Flexible PTO with a minimum of 15 days off per year

🖥️ Apple equipment

💸 401k plan

Location

We're headquartered in San Francisco, CA, with a beautiful office in the Mission District (near Dolores Park). We welcome employees who want to work from this office; we offer additional benefits to those who do (see below), and relocation assistance to those who'd like to.

We regularly bring our team together for offsites & trips, about every 2 months, both for fun and for work. We cover all travel & lodging in these cases.

A condition of employment at Cardless is being fully vaccinated and boosted against COVID prior to beginning your employment. We’ll ask you to send us a copy of your vaccination card in advance of your first day.