We are a leading trading platform that is ambitiously expanding to the four corners of the globe. Our top-rated products have won prestigious industry awards for their cutting-edge technology and seamless client experience. We deliver only the best, so we are always in search of the best people to join our ever-growing talented team.

Capital.comis hiring a Money Laundering Reporting Officer (MLRO) & Head of Financial Crime for our UK crypto business. This is a core function under the UK’s MLR2017 crypto registration framework. You’ll lead the AML/CTF and financial crime programme across all crypto services offered by the firm.

You’ll act as the key point of contact for the FCA on all matters relating to financial crime, and be responsible for the end-to-end design and ongoing ownership of our AML/CTF controls, risk assessments, transaction monitoring, and suspicious activity reporting.

This role is strategic, but very much hands-on: you’ll build and manage a scalable Financial Crime function, working closely with senior stakeholders across Compliance, Legal, Product and Tech.

Regulatory and MLRO accountabilities:

Act as the registeredMLRO under MLR2017.

Own the firm’sAML/CTF framework, including internal policies, business-wide risk assessments, and procedures for onboarding, monitoring, and escalation.

Maintain and continuously update theBWRA(Business-Wide Risk Assessment) andCRA(Customer Risk Assessment), tailored to cryptoasset-specific risks.

Oversee internalSAR reviews and submissions to the NCA, including post-filing engagement and internal governance reporting.

Serve as themain FCA liaisonfor AML/CTF queries, thematic reviews, and supervisory meetings.

EnsureCDD reliance on Capital.commeets MLR2017 requirements, including appropriate reliance agreements and control mapping.

Financial Crime oversight:

Build and lead theFinancial Crime team, managing general and crypto-specific risks including: AML/CTF, sanctions, PEPs, transactional fraud, on-chain activity, market abuse (where relevant).

Define and enforcecrypto transaction monitoring rulesusing tools like Chainalysis or Crystal. Approve rule thresholds, tuning, and alert review standards.

Lead reviews ofhigh-risk clients and crypto transaction patterns, including wallet behaviour, geography, and source of funds.

Ownescalation proceduresand internal governance updates related to financial crime matters (e.g., weekly ML alerts report to ExCo, quarterly risk committee updates).

Integrate financial crime risk management intoproduct design, crypto flow architecture, and API-based onboardingwith Capital.com.

Oversee and conductfinancial crime trainingacross the firm -tailored by role and updated regularly.

Requirements:

5+ years of experience as MLRO or Deputy MLRO in a UK cryptoasset firm, PSP, EMI, or investment firm with crypto exposure.

Deep knowledge ofUK MLR2017, FATF standards, JMLSG guidance, and FCA crypto registration expectations.

Hands-on experience withcrypto AML toolingand monitoring systems (Chainalysis, Elliptic, Crystal).

Proven track record inSAR management and FCA/NCA engagement.

Able to draft and maintainBWRA, CRA, and AML/CTF policiestailored to crypto activities.

Nice to have:

ICA Diploma in Financial Crime or AML, CAMS, CFCS or equivalent certification.

Experience operating withinAPI-reliant onboarding and CDD models.

Familiarity withcustodial wallet infrastructure, Fireblocks, and transaction flow design.

Previous approved by the FCA for SMF17 (MLRO)

Exposure tocross-jurisdictional crypto compliance(MiCA, VARA) is a bonus.

Additional Information

What you will get in return:

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Competitive Salary: We believe great work deserves great pay! Your skills and talents will be rewarded with a salary that makes you feel valued and motivated.

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Work-Life Harmony: Join a company that genuinely cares about you - because your life outside of work matters just as much as your time on the clock. #LI-Hybrid

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Annual Performance Bonus: Your hard work doesn’t go unnoticed! Celebrate your achievements with a well-deserved annual bonus tied to your performance.

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Generous Time Off: Need a breather? Our annual leave policy lets you recharge and enjoy life outside of work without a worry.

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Employee Referral Program: Love working here? Share the love! Bring your talented friends on board and get rewarded for growing our awesome team.

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Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location-specific benefits and perks!

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Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply). Adventure awaits!

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Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.

Be a key player at the forefront of the digital assets movement, propelling your career to new heights!Join a dynamic and rapidly expanding company that values and rewards talent, initiative, and creativity.Work alongside one of the most brilliant teams in the industry.

Capital

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Head of Financial Crime / MLRO (FCA)

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Capital

Tired of Manually Applying to Jobs?

Let JobCopilot do it for you!

Head of Financial Crime / MLRO (FCA)

Meet JobCopilot: Your Personal AI Job Hunter

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