BSA/AML Analyst

📋 Description

• Draft and file high-quality Suspicious Activity Reports (SARs) that provide clear, concise narratives for law enforcement and regulators.
• Perform end-to-end investigations into complex customer activity to identify potential suspicious activity, such as money laundering, identity theft, and fraud.
• Compare Know Your Customer (KYC) information to Sanctions and Politically Exposed Persons (PEP) lists to verify false and true positives.
• Analyze transaction patterns and customer profiles to determine if activity is consistent with a customer's known occupation or business purpose.
• Collaborate with the Product and Engineering teams to refine automated monitoring rules and reduce false positives while maintaining high detection standards.
• Stay ahead of emerging financial crime trends and regulatory changes to ensure Acorns' controls remain "game-changing" and effective.

🎯 Requirements

• Proven experience in BSA/AML compliance, specifically within a fintech or high-volume financial services environment.
• Strong analytical skills with the ability to connect disparate data points to form a comprehensive view of customer behavior.
• Technical proficiency with AML monitoring software and case management systems.
• Excellent written communication skills, with a focus on precision and clarity in investigative reporting.
• Hunger to deliver game-changing products.
• Exceptional drive and precision in delivery.

🎁 Benefits

• Competitive salary and stock options
• A comprehensive benefits package for you and your family
• Flexible work location, hours, and paid time off
• 401(k) matching
• Monthly Acorns account contribution & GoHenry account for your family
• Mindfulness and Financial Wellness resources, Headspace and Addition Wealth