Safeguarding Oversight Lead, Customer Funds

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams — People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more — provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

You'll join our International Accounting team, a group of collaborative, mission-driven finance and risk professionals who ensure that customer funds are always protected and regulatory standards are met across the UK, Ireland, and Canada. Working closely with colleagues in Treasury, Compliance, Legal, and Engineering, the team is building a unified safeguarding framework that strengthens governance and operational resilience across our global payments ecosystem. Reporting to the Head of Finance, this is an exciting opportunity to help shape best-in-class safeguarding practices in a fast-moving, cross-border environment.

We offer remote working opportunities within the UK.

• Oversee safeguarding practices for Electronic Money Institutions (EMI) and Payment institutions (PI) in the UK (EMRs/PSRs), Ireland (PSD2/EMR), and Canada (RPAA).
• Oversee and review daily safeguarding reconciliations.
• Maintain safeguarding procedures and ensure operational compliance with local regulations.
• Work cross-functionally with Accounting, Treasury, Risk, Compliance, Legal and Engineering to embed safeguarding controls.
• Support internal audits, external audits, and regulator requests.
• Monitor changes to safeguarding legislation across applicable regions and propose updates.
• Prepare and present safeguarding management information to local governance committees and the local Boards.
• Maintain safeguarding accounts and liaise with partner financial institutions.
• Manage safeguarding training programs for applicable regulated entities

• 8+ years' experience in compliance, finance, treasury, or payments risk, with exposure to safeguarding or fund segregation controls.
• Familiarity with regulatory frameworks: EMRs, PSRs, PSD2, RPAA.
• Strong analytical and documentation skills.
• Experience working in a regulated financial services, fintech, or EMI/PI environment.
• Ability to manage cross-border regulatory compliance with limited supervision.

• Prior experience with safeguarding audits or remediation projects.
• ACA or similar accounting qualification or ICA or similar compliance certification.

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, based solely on the core competencies required of the role at hand, and without regard to any legally protected class. We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build an inclusive workplace? Check out our Inclusion & Diversity page