Senior Credit Risk Associate

What You’ll Do

• Underwrite and analyze borrower credit profiles.

• Prepare credit memos, financial spreads, and committee materials.

• Monitor portfolio performance and highlight early risk signals.

• Build portfolio reports, dashboards, and KPI presentations.

• Collaborate across teams to improve credit processes.

What We’re Looking For

• 3–5 years of experience in credit risk, underwriting, or portfolio monitoring (bank, credit fund, or startup experience preferred).

• Excel expert with strong financial modeling and data skills.

• Moderate SQL skills; familiarity with Google Workspace + Microsoft Office.

• Beginner Python is a plus.

• Experience preparing memos, spreading financials, and monitoring credit portfolios.

• Independent, detail-oriented, and comfortable in a high-growth, dynamic environment.

Why Join Us

• Be part of a fast-growing fintech startup where your work has direct impact on shaping our credit strategy, portfolio growth, and long-term success.

• Hybrid schedule – 3 days a week in our NYC office.

• Competitive base salary of $95K–$125K plus bonus potential.

• Full health, dental, and vision benefits, 401(k), PTO, and professional development support.

• A collaborative team with opportunities to grow and make an impact.

Legal Note

• This position is full-time, exempt.

• Pursuant to the New York City Human Rights Law, the stated salary range reflects the base pay for this role at the time of posting; actual compensation may vary based on factors including but not limited to experience, education, and skill level.

• The company is an Equal Opportunity Employer (EEO). We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected characteristic.

• Employment is contingent upon successful completion of background checks and compliance with applicable regulatory requirements.