Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.

About the Role

We’re looking for a strategic and driven

Business Analyst to join our growing team. This individual will sit at the intersection of strategy and business analytics, supporting the organization with a focus on delivering performance across the client lifecycle.

Acting as an internal strategy and business analytics group, this role will partner directly with the Executive Team to lead high-impact initiatives. From uncovering insights to driving execution, y

ou’ll play a critical role in identifying opportunities to improve origination outcomes, credit performance, and the overall lending strategy.

We are looking for someone who brings strategic thinking, strong analytical skills, and a passion for operational excellence.

The ideal candidate thrives in fast-paced environments, enjoys solving complex problems,

and uncovering insights that drive business decisions.

What You'll Do

Proactively identifying and leading end-to-end initiatives focused on process improvements, and enhancing the customer experience—from initial assessment through to execution and measurable impact

Analyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisition.

Build analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals.

Partner with Product, Operations, and Data teams to develop impactful solutions that align with business objectives.

Collaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting models.

Monitor dashboards to track performance and deliver actionable insights on key metrics and KPIs

Identify and investigate early warning signs of credit deterioration or operational inefficiencies.

Present findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making.

What You'll Bring

A proactive mindset and desire to dig into both strategic and tactical challenges to drive measurable impact.

Bachelor's or Master’s degree in Finance, Economics, Statistics, Business, Engineering, or a related analytical field.

3+ years of experience in business analytics, credit risk, or management consulting; preferably within consumer lending, fintech, or startup environments.

Strong SQL skills required; proficiency in ExcelWorking knowledge of Python or R is a plus.

Familiarity with credit reports, credit scoring models, and consumer loan performance metrics is preferred

Ability to interpret complex data and communicate insights clearly to cross-functional partners.

Detail-oriented with excellent organizational skills and the ability to manage multiple projects in a fast-paced environment.

Additional Information

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

Compensation

This role is eligible for additional incentives, including an annual discretionary bonus. These rewards are allocated based on level, impact and performance in the role

The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.

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